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Jarret Tham

Understanding and Mitigating Money Laundering/Terrorism Financing Risks in Your Company

Contributed by Jarret Tham, Head of Compliance




Serving a network of over 300,000 Fintech professionals from market leading organizations, FinTech Global is one of the world’s leading providers of Fintech information services, B2B products and industry events. On 12th July 2023, FinTech Global published an article titled ‘Understanding and mitigating money laundering and terrorism financing risks in your firm’.

The article highlights money laundering and terrorist financing (ML/TF) as a significant threat to a country’s economy and how any organization can become a tool for criminals to clean their proceeds of crime or conduct malicious transactions to further their cause. While regulators and authorities often provide guidelines and strict regulations to follow to combat ML/FT, it is essential that financial institutions do not forget to look inwards and assess if AML/CFT controls are adequate and relevant in the current environment.

To assist financial institutions with their internal assessment, Australian RegTech firm Arctic Intelligence (Arctic) has released a guide to understanding and mitigating money laundering and terrorism financing risks and advocates financial institutions to put in place mitigating measures to combat such activities. The guide presented by Arctic provides clear insights and strategies that would allow the relevant entities to accurately detect, assess and mitigate ML/FT risks.

It is recommended that entities regularly conduct enterprise-wide ML/TF risk assessments to ensure that key vulnerabilities in the company’s business are identified so that actions can be taken in a timely manner with efficient and effective allocation of resources to combat ML/TF.

CYS Global Remit has embarked on an expansive digitalization plan with upcoming releases of new product offering to our customers. While CYS ensures our offerings meet regulatory requirements, we also conduct regular reviews of internal processes and ensure that our vulnerabilities have the corresponding controls and make sure that our customers funds and transactions are well protected and not used in any form of ML/FT.

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