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Using AI to fight AML, Says Menon

A report by CYS Global Remit FinTech Development Team



In a recent interview with Channel News Asia, Mr. Ravi Menon, the Managing Director of the Monetary Authority of Singapore (MAS), highlighted the pivotal role of artificial intelligence (AI) in combating money laundering. This discussion comes ahead of the annual Singapore FinTech Festival, where AI will take center stage from November 15 to 17 at the Singapore Expo.


MAS is eager to explore the potential of AI, recognizing its ability to connect the dots across vast data sets beyond human capacity. Currently, MAS employs machine learning and advanced data analytics to detect fraudulent activities and other suspicious transactions. AI also plays a vital role in processing extensive data and information, including reports from financial institutions and news articles, helping identify developments that require regulatory attention.


The recent billion-dollar money laundering crackdown in Singapore brought to light the necessity of strengthening "big-picture surveillance." Mr. Menon emphasized that money launderers often operate across different financial institutions, necessitating a coordinated effort to effectively connect these dots.


This high-profile money laundering case also highlighted the need for a "multi-layered defense" strategy involving various players in the financial ecosystem, extending beyond financial services. This encompasses real estate agents and corporate service providers, where measures to curb illicit fund flows must be reinforced.


At CYS Global Remit, we are unwavering in our commitment to combat Money Laundering (ML) and Terrorist Financing (TF). Earlier this year, we proudly introduced our Transaction Monitoring Compliance (TMC) System, which employs data analytics for transaction monitoring. We remain dedicated to enhancing this system by incorporating AI and advanced data analytics capabilities to further bolster our efforts in detecting fraud and suspicious activities.


Our commitment to maintaining the highest standards of compliance and safety is steadfast, ensuring that we play our part in the collective fight against financial crimes.



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